When purchasing a home, your Utah mortgage pre-approval is based on your current financial situation. That’s why once you're pre-approved, you should avoid making big changes to your finances. Here are several things you’ll want to avoid d
Do you know the difference between discount points and origination points? These are two important terms any home buyer should understand. Each type of point is equal to one percent of your total loan amount. For example, on a $200,000 loan, one poi
Ready for the spring Utah home buying season? In today’s strong housing market, multiple offers are the norm in many areas. It’s definitely a seller’s market. Here are some things to keep in mind as you get ready to make an offer on a pr
Thinking of waiting another year or two to buy a home? If home prices and Utah mortgage rates increase in the next year or two, home buyers in Utah could end up with significantly less buying power than they have today. Today’s mortgage rates are n
Are you getting a tax refund this year? According to the IRS, the average U.S. tax refund is more than $3,000. While big tax refunds make it a popular time of year to purchase big-ticket items such as large-screen television sets, we’d like to remin
Have an appointment with a title company to close on the purchase of your home? Here’s what you’ll need to bring with you on that big day: Money: At closing, you’ll be paying for your share of the closing costs and any down p
