Do you know the difference between discount points and origination points? These are two important terms any home buyer should understand. Each type of point is equal to one percent of your total loan amount. For example, on a $200,000 loan, one poi
If you are buying a Utah home, you are also entering the world of title insurance. That’s because buyers of a home are, in a sense, actually buyers of that home’s title — the paperwork that proves that the existing owners do in fact own
It’s like a different language, APR, Fannie Mae, FHA, Freddie Mac, CFPB, PMI, HELOC—you can get lost in the terms of the lending industry. Don’t worry. Your Utah mortgage broker can help you understand the ones relevant to your situatio
When you’re buying a home or refinancing, Utah mortgage rates can often seem pretty mysterious. They can move up and down each day —sometimes changing several times in just one day! Here’s why: Mortgage rates are highly dependent o
If you’re getting ready to buy a home, there are a lot of things you should do, such as getting pre-approved for a Utah mortgage loan. But there are also a few things you don’t want to do. Change your job. Now is not the right time to become self-employe
